Identity Theft Victim

Identity theft is a national plague! It is defined as the deliberate assumption of another person’s identity, usually to gain access to their finances or frame them for a crime. Identity theft can be used as a way to obtain credit, credit cards, steal money from existing bank accounts, apply for loans, establish accounts with utility companies, rent a place to live, or obtain a job.

Ways of Becoming an Identity Theft Victim:

Drivers License Identity Theft In the U.S. our driver’s license is a universally accepted form of personal identification.  We carry this form of i.d., just about, everywhere we go.  If your driver’s license is stolen and someone uses it to commit a traffic violation, and they, then fail to pay the fines or go to court, you will be held responsible and you may go to jail!  You’re an identity theft victim.



Social Security Identity Theft Your social security number can be used by illegal immigrants, or anyone for that matter, to get a job.  The unreported income from your social security number could then prompt an IRS audit of your taxes, leaving you stuck paying
a tax bill, even fines. You’re an identity theft victim.



Medical Identity Theft
You’re a victim of medical identity theft when someone uses your name, SSN, D.O.B., or insurance to get  medical treament.  A thief may use this info to get medical treatment, or tests performed, that will be billed to you personally; sadly
this can become a part of your medical history!



Criminal/Character Identity Theft This form of identity theft occurs when someone steals your identity, then goes and commits a crime in your name.



Credit Card Fraud Identity Theft This is the most widely known type of identity theft.  Credit cards may be gotten in your name, bank accounts opened in your name, houses bought in your name, the list goes on and on, as to what an identity thief may use your credit for.

The problem here, is that, by law, if you don’t notify the authorities that your identity has been stolen within 60 days of the occurrence and on the 61st day you discover that you have been billed for items that you never purchased, you are still responsible for the bills!  It doesn’t pay to be an identity theft victim.

So what can you do, to prevent identity theft?