Prevent Identity Theft
Read and bookmark this page, because it will help you prevent identity theft from occurring to you or someone you care about.
The next time you order checks, omit your first name and have only your initials and last name put on them. If someone takes your check book they will not know if you sign your checks with just your initials or your first name, but your bank will know how you sign your checks.
When you are writing checks to pay on your credit card accounts, DO NOT put the complete account number on the “For” line. Instead, just put the last four numbers. The credit card company knows the rest of the account number, then anyone who might be handling your check as it passes through all the check processing channels won’t have access to it. This is a huge tip in helping to prevent identity theft from ever happening!
Put your work phone number on your checks instead of your home phone. If you have a P.O. Box, use that instead of your home address. Never have your social security number printed on your checks, you can add it if it is necessary.
Place the contents of your wallet on a photocopy machine, do both sides of each license, credit card, etc. You will know what you had in your wallet and all of the account numbers and phone numbers to call and cancel, if your wallet is ever stolen or lost.
Keep the photocopies in a safe place, where you can find them.
Here are some critical identity theft protection tips that can help limit the damage in case this happens to you or someone you know:
File a police report immediately in the jurisdiction where it was stolen, this proves to credit providers that you was diligent, and this is the first step toward an investigation (if there ever is one).
But here’s what is perhaps most important:
Call the three national credit reporting organizations immediately to place a fraud alert on your name and Social Security number. The alert means anyone that checks your credit knows your information was stolen and they have to contact you by phone to authorize new credit.
For details about identity theft protection, establishing and initial fraud alert on your credit reports visit: www.experian.com, www.equifax.com, www.transunion.com
The phone numbers are:
Experian:(formerly TRW): 1-888-397-3742
Trans Union:1-800-680-72 89
Social Security Administration(fraud line):1-800-269-0271
More Quick Tips To Help Prevent Identity Theft
1.) Use only one credit card for personal expenses and one card for business expenses and monitor accounts online weekly.
2.) Always send or receive mail only through secure and locked mail boxes.
3.) Never give out any sensitive information (SSN, Acct #, Pin #, Password Etc) via an email solicitation. Always type in and visit the website directly.
4.) On all credit cards instead of signing your name write “Please ASK for ID!”.
5.) Never give out your Social Security Number, Drivers License Number or Date Of Birth unless they have just cause and really need it.